Own your own home? We can help!

Are you prepared?  The American dream -- home ownership! More people are taking advantage of today's low rates and great deals to buy their first home, or their next dream home. In today's market, the path to both is paved only with preparation!   ARE YOU PREPARED?   Do you know exactly what lenders are looking for?    Do NOT go into real estate today alone!    Rely on my team's 42 years lending experience.   We will set the stage for a smooth transaction before our first face-to-face appointment.      

Your Personal Plan:   If you plan for it, we can do it. FHA, VA, Conventional, Jumbo, Fannie Mae and Freddie Mac -- and dozens of other ways to help you unlock the doors to your new home.    Enlist our team to help you!    Refinancing, Buying, Building, or Renovating in today's market is not how it used to be!   There are a lot variables to just getting a loan.    Getting the RIGHT LOAN will require the right representation -THE GONZALEZ GROUP.  Please don't wait.   Lending guidelines continue to change quickly.   Even if you are not ready to close right now, help us help you by knowing and having a plan.   We have seen lending guidelines change daily!   Changing them back may take months if not years.  Could you wait that long if you had to or would you prefer to have your mortgage correctfully originated and done once and for all?  Call today!    

Do you have 15 minutes to invest?     Thats the time it will take us to determine how your income, debt-to-income ratios, credit, and verifiable assets affect your approval.    You provide us with your information, we prepare the right plan, and together we go to closing.   Its that simple!     

If you own a home and are just looking to refinance, get a second mortgage or cash out equity, you've come to the right place!  You can pay down your balance faster, consolidate high-interest revolving debt, or cash a check to use toward your dream vacation, home improvements, college tuition.